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Does Homeowners Insurance Cover Roof Leaks in Florida?

Roof leaks are one of the most common, and most disputed, insurance claims in Florida. After a heavy rainstorm, tropical system, or hurricane, many homeowners discover water stains, ceiling damage, or active leaks and immediately ask:...

What Water Damage Does Florida Homeowners Insurance Cover?

Water damage is one of the most common reasons Florida homeowners file insurance claims, and also one of the most misunderstood. From sudden pipe bursts to roof leaks after heavy rain, many homeowners are left asking...

How Soon After Hurricane Damage Should I Call a Public Adjuster?

When a hurricane hits Florida, the aftermath can be overwhelming, damaged roofs, flooded rooms, fallen trees, and a long to-do list. One of the biggest questions homeowners have is: “How soon after hurricane damage should I...

Can I Hire a Public Adjuster After I Already Started My Claim in Florida?

Filing an insurance claim can feel like a full-time job, phone calls, paperwork, and lots of waiting. But what happens if you’ve already started your claim and realize you might need professional help? The good news...

Understanding Your Florida Home Insurance Policy: Hidden Clauses That Can Cost You After a Storm

Florida homeowners know that hurricanes are a part of life, but that doesn’t make dealing with storm damage any easier. After Hurricane Milton, thousands are now digging into their insurance policies, only to discover confusing language,...

How Much Does a Public Adjuster Cost in Florida?

When disaster strikes and you're dealing with property damage in Florida, navigating insurance claims can become overwhelming. Many homeowners turn to public adjusters for professional help. But how much does a public adjuster cost in Florida?...

Roof Hail Damage Insurance Claim Assistance

On May 5, 2025, Palm Beach County was hit with one of the most intense hailstorms in recent years. Residents in areas like Lake Worth, Wellington, and Boynton Beach reported quarter- to golf ball-sized hail, with...

Citizens Insurance Claim: Steps to Address Underpaid Claims

A Personal Story: Stuart's Experience with Hurricane Helene In September 2024, Hurricane Helene made landfall in Florida's Big Bend region as a Category 4 storm, bringing catastrophic winds and storm surges that devastated communities across the...

Rejected Hurricane Damage Claims: How To Handle Them

Rejected Hurricane Damage Claims: Why They Happen and How to Fight Back Hurricanes are a part of life in Florida, with the state experiencing some of the most destructive storms in the country. According to the...

Was your Universal Property and Casualty Insurance Claim Denied?

Did you know that as a policyholder, you have the right to dispute an insurance company’s decision and get a second opinion on damages? Unfortunately, many Florida homeowners don’t realize this until they face the frustration...

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