Claims Process
Claims Process
Safety & Mitigation Safety should be the top priority when responding to damages. Damages sometimes create dangerous environments due to malfunctions and leaks. However, you should do everything in your power to mitigate damages while still remaining safe. If the area has become unsafe, call the appropriate authorities or professionals such as the Fire Rescue, or Police Department. Florida Public Adjusting can put you in contact with our network of experts including general contractors, engineers, roofers, electricians, plumbers, mold inspectors, leak detectors and water restoration companies to name a few. Once you have taken all actions to mitigate damages, it is crucial to keep all documentation related to the damages including pictures, repair invoices, mitigation invoices, and related receipts. 2. Claim Inspection and Evaluation Call Florida Public Adjuster and have a full inspection and evaluation of all the damages at no cost. Allow our experience to clarify the extent of your coverage. Our public adjusters are fluent in home insurance policy language and understand what you are truly covered for by your insurance company. 3. The DICE Pages – Claim Verification Once you have taken all actions to mitigate damages, the next step is verifying that the damages you have suffered are covered by your policy. Check the DICE pages of your insurance policy. DICE stands for, respectively, the following:
- Declarations page
- Insuring Agreement page
- Conditions page
- Exclusions page
