Water Damage
Water Damage? Don’t wait! Get the Money you are owed from insurance company.
We Have recovered over 80 Million Dollars in water damage insurance claims. Free Damage Inspection.
Get the maximum payout for your water damage insurance claim. No Recovery No Fee.
Including:
- Refrigeration appliance leaks
- water damage mold clean up claim
- Sewage overflow or backup
- General plumbing mishaps | Kitchen Plumbing leak Claim
- Bathroom Mold Removal Water damage claims
- Roof leak water damage claims
Flood damage can strike just about anywhere, and at any time. As a Florida property owner, there are many different types of water damage you can encounter, Let us help you with you Water Damage Insurance Claim
Water damage can be quite common, and will ruin wood fixtures, electronics, flooring, carpet, furniture, baseboards, finishing, and bedding. Losses due to water exposure are in fact so prevalent that the insurance industry has reported them to be the most frequent claim type they see. Here is a list of common insurance claims, per insurance company reports:
- Roof leaks / Ceiling leaks
- Ceiling damage
- Sewer Line Damage
- Water heater bursts
- Broken drain lines
- Broken supply lines
- Broken angle stops
- A/C Unit leak
- Mold Damage, Mold Removal
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Common Insurance Claim Problems We Help Fix
Many Palm Beach property owners contact us after realizing the insurance company’s estimate does not match the real cost of repairs. That gap can happen for many reasons.
The Insurance Estimate Is Too Low
Low estimates are common when the adjuster misses hidden damage, uses outdated pricing, excludes necessary labor, or writes for patch repairs when larger repairs are needed.
The Roof Claim Was Denied
Roof claims are often denied because the carrier blames wear and tear, age, installation issues, or prior damage. We review storm evidence, roof conditions, interior leaks, photos, repair estimates, and policy language.
The Water Damage Was Minimized
Water damage often spreads behind walls, under flooring, into cabinets, and through insulation. If the claim only includes visible stains, it may not reflect the real damage.
Mold Was Excluded or Ignored
Mold claims require careful documentation. If mold developed from a covered water loss, the cause, timing, moisture source, and remediation needs must be clearly supported.
The Claim Is Delayed
If the insurance company keeps asking for more documents, scheduling repeat inspections, or failing to provide clear answers, a public adjuster can help organize the claim and push the process forward.
Frequently Asked Questions About Public Adjusters in Palm Beach
What is a public adjuster?
A public adjuster is a licensed insurance claim professional who represents the policyholder during a property insurance claim. The insurance company’s adjuster works for the carrier. A public adjuster works for you.
What does a public adjuster do in Palm Beach?
A Palm Beach public adjuster inspects the property damage, reviews the insurance policy, prepares claim documentation, estimates the scope of covered damage, communicates with the insurance company, and negotiates for a fair settlement.
When should I hire a public adjuster?
You should consider hiring a public adjuster when your claim is denied, delayed, underpaid, confusing, or when the insurance company’s estimate does not match the actual repair cost. You should also call a public adjuster before accepting a final settlement if the damage is serious.
Can a public adjuster help after my claim was denied?
Yes. A public adjuster can review the denial letter, insurance policy, inspection findings, photos, estimates, and missing documentation to determine whether the claim can be supplemented, reopened, or challenged.
Can a public adjuster help with an underpaid claim?
Yes. Underpaid claims are one of the most common reasons Palm Beach property owners call Florida Public Adjusting. If the carrier estimate leaves out covered damage or does not reflect real repair costs, we can prepare additional documentation and negotiate with the insurance company.
Do public adjusters handle hurricane claims in Palm Beach?
Yes. Florida Public Adjusting handles hurricane damage claims involving roof damage, wind damage, storm damage, water intrusion, interior damage, exterior damage, and related property losses.
Do you handle roof damage claims?
Yes. We help with roof damage claims caused by wind, hurricanes, storms, falling debris, and covered roof leaks. We also review denied roof claims where the insurance company blamed age, wear and tear, or maintenance issues.
Do you handle water damage claims?
Yes. We assist with water damage claims from plumbing leaks, burst pipes, appliance leaks, AC leaks, roof leaks, storm intrusion, and other covered water-related losses.
Do you handle mold damage claims?
Yes. Mold claims require strong documentation. We help determine whether the mold is connected to a covered water loss and prepare supporting evidence for the claim.
Do you help condo owners and associations?
Yes. Florida Public Adjusting works with condo owners, HOAs, property managers, and associations. These claims may involve master policies, common areas, unit interiors, roofs, hallways, elevators, mechanical systems, and shared building components.
Do you handle commercial property claims in Palm Beach?
Yes. We help Palm Beach business owners and commercial property owners with claims involving storm damage, roof damage, water damage, fire damage, smoke damage, equipment damage, tenant issues, and business interruption when covered by the policy.
How much does it cost to hire Florida Public Adjusting?
Florida Public Adjusting works on a no recovery, no fee basis. There is no upfront fee for the initial claim review. The public adjuster fee is based on the recovery and is agreed to in writing before representation begins.
Is Florida Public Adjusting licensed?
Yes. Florida Public Adjusting is licensed to handle public adjusting claims in Florida. Public adjusters in Florida must be licensed by the Florida Department of Financial Services.
Can I still hire a public adjuster if the insurance company already inspected my property?
Yes. Many property owners hire a public adjuster after the insurance company’s inspection because the carrier estimate is too low, incomplete, or does not include all covered damage.
What should I do before accepting an insurance settlement?
Before accepting a settlement, compare the insurance estimate to real contractor pricing, review whether all damaged areas were included, confirm whether hidden damage was inspected, and speak with a licensed public adjuster if the payment seems too low.
What areas do you serve near Palm Beach?
Florida Public Adjusting serves Palm Beach, West Palm Beach, Palm Beach Gardens, Boca Raton, Delray Beach, Boynton Beach, Wellington, Jupiter, Lake Worth Beach, Royal Palm Beach, North Palm Beach, Lantana, and surrounding Palm Beach County communities.
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The Claim Was Denied
A denial does not always mean the claim is over. Florida Public Adjusting can review the denial letter, policy, inspection notes, and missing evidence to determine whether the claim can be challenged, reopened, or supplemented.
If you leave in south Florida a water damage in Miami is quite usual and can appear quite often. Hire a Public Adjuster today
