Hail Damage Insurance Claims in Florida | Florida Public Adjusting
Hail Damage Claim Help in Florida
Hail Damage Claim Experts in Florida
We manage hail damage claims end‑to‑end—inspection, documentation, estimating and negotiation—so you aren’t left managing the insurer alone.
No Recovery, No Fee. Se habla Español.
(305) 542-5999
Claim Types
Insurance Claim Hassles? We’ve Got You Covered
Since 2013
Why Choose Florida Public Adjusting?
We put you first. When you work with our licensed public adjusters, you benefit from:
Evidence that ties damage to the reported hail event.
Independent scope for full roof and exterior repairs.
Clear presentation to counter cosmetic‑only arguments.
Carrier communications handled by our team.
How Our Hail Damage Claim Process Works?
1
Free Consultation & Inspection:
Free claim review and on‑site or virtual inspection. We explain coverage and outline next steps at no cost to you.
2
Claim Documentation & Filing:
We handle the paperwork. Our team documents all damages, prepares an independent estimate and files all required claim forms.
3
Negotiation & Maximum Settlement:
We negotiate directly with the insurance company to maximize your settlement while you stay informed throughout.
Real Results: Our Clients’ Success Stories
Florida Public Adjusting helped me with my claims when my insurance company denied me saying that my total work was less than my deductible. However, Florida Public Adjusting made sure I received everything that I was due. I am 100% satisfied and strongly recommend them for any insurance claim. I had an amazing experience with this company overall.
Happy Customer – Florida
I highly recommend giving Florida Public Adjusters a call if you’re going through a home insurance claim. I found Josh online and called when I had a major flood in my house and he was there with me every step of the way. He’s always very quick you respond to any questions or concerns. He really does care about you as his client and will do everything in his power to get you what you deserve.
Happy Customer – Florida
Florida public adjusting was a pleasure to work with. Josh answered the phone first time I called and sent someone out right away. My insurance company denied my claim and Florida public adjusting managed to get my insurance company to pay me the real cost to repair my house. I have already sent them 5 of my friends that need help with there insurance claims. Highly recommend them as they generally care about helping people.
Happy Customer – Florida
Damage Claim FAQs
Do you handle my area?
Yes. We actively serve South Florida and statewide by appointment. If you’re in Florida, we can help.
Can you step in if I already filed?
Yes. We re‑scope, add missing documentation and manage carrier communications to move your claim forward.
What do you document for hail damage claims?
Cause, full scope of damage, detailed line‑item estimating, moisture/forensic mapping as needed, contents and photos/reports.
How do we start?
Request a free claim review. We inspect, outline next steps and get to work on your behalf.
Serving Hurricane Victims Across Florida
Florida Public Adjusting proudly serves homeowners and businesses across our state’s most hurricane-affected regions, including:
Fort Myers
(and all of Southwest Florida)
Hollywood
(Greater Fort Lauderdale and South Florida)
Miami
(Miami-Dade County)
Naples
(Collier County and surrounding areas)
Tampa Bay
(Tampa, St. Petersburg & Clearwater)
Orlando
(Central Florida)
Jacksonville
(North Florida)
West Palm Beach
(Palm Beach County & Treasure Coast)
Don’t see your city? No worries – if you’re in Florida, we can help with your claim.
Make Hail Damage Clear and Actionable
– Our Services
We Specialize in:
Hurricane Damage Claims
Florida is no stranger to devastating hurricanes. We provide expert hurricane damage claim help from day one – assessing storm damage, documenting every loss, and handling all correspondence with your insurer. Our public adjusters fight to get you the maximum payout for repairs, ALE (Additional Living Expenses), and more after a hurricane.
Wind & Storm Damage Claims
Not all wind damage comes from a named hurricane. Tropical storms, tornadoes, and severe thunderstorms can tear off roofs and soak interiors. We specialize in wind and storm insurance claims – from fallen trees to flying debris damage. Our team ensures your wind damage is thoroughly documented and not wrongfully dismissed as “wear and tear” by the insurance company.
Water Leak Damage Claims
Burst pipes, hidden plumbing leaks, and appliance failures can cause extensive water damage behind the scenes. Your water leak insurance adjuster from our team will identify all resulting issues – including hidden moisture and mold – and include it in your claim. We make sure even long-term leaks (often wrongly denied as “gradual damage”) are properly attributed to a covered cause, so you aren’t stuck with costly out-of-pocket repairs.
Mold Damage Claims
Mold from water intrusion can wreak havoc on your property and health. Unfortunately, insurance policies often have strict limits or exclusions for mold. We help navigate these challenges by proving the mold resulted from a covered peril (like a pipe burst or storm) and documenting the full scope of remediation needed. Our adjusters ensure your mold damage claim is presented with the compelling evidence and expert estimates required for coverage.
Fire & Smoke Damage Claims
A fire can turn your life upside down overnight. Even a small kitchen blaze can lead to pervasive smoke damage throughout your home. We coordinate all aspects of your fire insurance claim – from documenting charred structural elements to inventorying smoke-damaged contents. Let us handle the extensive paperwork and negotiations with your insurer; we work to get your home restored and belongings replaced without delay.
Roof Damage Claims
Florida’s sun, salt air, and storms can all take a toll on your roof. When a hurricane or windstorm causes roof leaks or structural roof damage, insurers often attempt to minimize payouts by blaming pre-existing conditions. Our experts counter that by providing clear evidence of storm-related damage. Whether it’s torn shingles from a windstorm or a leak after heavy rain, we will pursue the full roof repair or replacement coverage you’re entitled to under your policy.
Income Loss
When property damage forces a shutdown, reduced hours, or makes rental units uninhabitable, policies may include business interruption / income loss or loss of rents coverage. We analyze your policy language, quantify lost revenue, continuing expenses, and any extra expenses used to keep operations moving, then present a fully documented claim (financials, leases, occupancy records, and expert estimates). Our adjusters connect the loss directly to the covered peril and negotiate a fair, supportable recovery for the entire period of restoration defined by your policy.
Denied & Underpaid Claims
Has your insurer low‑balled your payout or denied your claim outright? Don’t give up. If you have a denied insurance claim in Florida (or a severely underpaid one), we can often reopen the claim and fight for what you truly deserve. Florida law allows supplemental claims when new evidence is presented – we’ll provide professional estimates, reports, and expert advocacy to challenge the insurance company’s decision. From improper denial reasons to overlooked damages, we know how to turn a “no” into a fair settlement.
Condo/Association Claims
Condo and HOA claims are complex—master policy vs. unit owner responsibilities, common areas, special assessments, and strict timelines. We coordinate with board members, managers, and unit owners to document building‑wide damage (roofs, hallways, elevators, MEP systems, building envelope) and compile consistent estimates, photos, and reports. Our team leads the carrier communications, aligns scope with governing documents and policy terms, and drives the claim to a clear, timely resolution for the association and affected units.
How Florida Public Adjusting Can Help You?
Our licensed public adjusters work for homeowners and business owners — never the insurance company.
We handle every step of your insurance claim to make sure you receive the maximum payout you’re entitled to, with no upfront fees and no risk to you.
