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Residential & Commercial Property Insurance Claims

Importance of Hiring a Public Adjuster

These are pretty uncertain times, and the viral outbreak has only made things worse for the general populace. Insurance has always been an area where people have needed help with. It is because most insurance companies have complex and convoluted conditions. These are not that easy to decipher.

A public adjuster is an insurance professional every insurance company provides. It comes at no additional charge to you. But adjusters are paid through a fee that is a percentage of your insurance settlement. The going rate of a public adjuster is 15% of the total settlement. It can change depending on how negotiations progress.

Benefits of Public Adjuster

A public adjuster is incredibly useful in unpredictability times. It is because they can help policyholders salvage what they can. People or businesses hire them when they need more expertise in a specific area of insurance. 

You can file insurance claims for several calamities. According to your policy, it can include natural disasters like floodshurricanes, or fires. Public adjusters help facilitate the claim process between the insurance company and the policyholder.

Here are a few benefits public adjusters can offer you –

Protecting your rights

It is perhaps one of the most important reasons for hiring a public adjuster in Florida. Most people are unaware of their rights when it comes to insurance. The main objective of hiring an expert is to guide and educate the policyholder to make effective choices about their insurance.

 

More knowledge

An experienced public adjuster in Florida has a lot to offer when it comes to knowhow and policies. They can give valuable suggestions to help maximize the policyholder’s advantage. Some unscrupulous insurance companies hold out on important data, but the policyholder is safe with an adjuster.

Better payouts

The better your public adjuster is, the more payout a policyholder is likely to receive. It is normal to assume that your insurance company wants payouts to be smaller. They are a business, after all. Your public adjuster allows you to maximize your payouts so you can get a better deal.

Relevant: Here is Why You Should Hire a Damage Claims Adjuster

Understand your policy

Regardless of how good you are at your job unless you work with insurance, most of the policies are hard to understand. Hiring a public adjuster takes the guesswork out of the equation. They will explain to you the best method to get the most out of your insurance policy.

Avoid mistakes

Insurance payouts are a single instance deal – you cannot afford to take them lightly. Several things can go wrong with it. Having a public adjuster in Florida by your side prevents most of these mishaps from happening. They know where to look when it comes to checking your insurance policy.

Saving time

Going through insurance policies is not for the faint of heart, especially if you’ve just suffered some setback. You need to understand several things, and it can be overwhelming for the average person. A public adjuster can help make sense of a lot of this, saving you time and money.

 

Getting better value

Most times, an insurance company might miss or intentionally overlook several aspects of a client’s claim. A public adjuster can validate these claims and get the policyholder what they deserve. An adjuster can tweak several areas of the policy for the person’s benefit.

Check this link to read more benefits of hiring a public adjuster.

Disadvantages of Not Having a Public Adjuster

Now that we’ve seen what a public adjuster can do for you let’s look at the problems faced without them. It is important to remember that what we are talking about is a reasonably experienced public adjuster. We are not referring to new people who do not have adequate knowledge about the ins and outs.

More red tape

Insurance is a domain with many regulations, which can prove to be a huge challenge for people. Having a public adjuster can help policyholders overcome most hurdles they face, especially when it comes to excessive formalities. They can help you pick and choose the right policy for your needs.

Errors in the process

When it comes to errors, insurance paperwork can be pretty hard on you. Every little T’s must be crossed, and I’s dotted. And since insurance claim is a one-off affair, it is in your best interest to get it right the first time. A public adjuster can verify and validate every small detail preventing serious errors from creeping in.

Lower recovered value

When a person files for a claim, they need the maximum value related to the loss. Doing it yourself or through an agent means that you’re not getting the most out of your claim. An adjuster can help get you the most value from claims, helping you get back on your feet quicker.

 

Increased time to settle

As a policyholder, you are looking to spend as little time perusing forms or signing documents. You’ve just suffered a massive setback, and getting your life back on track is your number one priority. Opting for a public adjuster takes a huge load off your shoulders and gets it done much quicker.

Missing small print in the policy

Most insurance policies are notorious for the small print, and dealing with this is inevitable. Your best bet, in this case, would be a professional adjuster. They are well capable of dealing with the vagaries of insurance policies and make sure that nothing is missed in the process.

Are you looking for an experienced Public Adjuster in Florida? Give us a call at (305) 542-5999

Why Choose Florida Public Adjusting as Your Public Adjuster in Florida?

Insurance is a very sensitive subject; people who claim it are already under considerable duress. It is in your best interest to get it done as soon as possible. You don’t need to worry too much about the details. It is also important to get the maximum benefit out of this to get you back up and running.

Here are several reasons why you should choose FLA Public adjusting as your adjuster.

Experience

When it comes to adjusting, the experience is everything. There are a lot of moving parts and small print when it comes to filing insurance claims. We have the knowledge and the experience to make sure that you can get what you deserve.

Professional staff

We are proud of our staff and for a good reason. Our staffs are exceptionally professional when it comes to client relationships. With the right mix of knowledge and responsiveness, you can count on our people to guide you through choppy seas.

 

Protects you

Insurance claims are not easy for the average person to decipher, and we understand this completely. We ensure that you are protected from potential lawsuits or damaging fine print that you may not be aware of. Keeping you safe is one of our highest priorities.

Exact assessment

The objective of an insurance claim is to get what is owed to you. Public Adjuster works day and night to get people like you what they deserve. We understand that it is in the interest of some insurance companies to undervalue claims. As long as we are around, we can promise you that it is not going to happen.

Right settlement

Assessment is just the first step in the long process of insurance claims. Getting you the settlement you deserve is our final goal. It is something that you can be assured of.

Local Authority

As an experienced public adjuster, the chances are good that we already know your insurance company. Because we’ve dealt with them before, we will leverage this to get a better deal for you.

Just Call 305-542-5999

 

Easy process

Hiring us is as simple as just signing on the dotted line. Florida Public Adjusting will do all the heavy lifting, and it will be a completely turnkey experience for you. Our expert appraisers will make short work of any insurance claim situation.

 

Quick payouts

Insurance claim payouts take time if you have inexperienced public adjusters working for you. When you sign up Florida Public Adjusting, you will get the quickest turnaround times in the business. We have a huge roster of satisfied customers.

Get in touch with us to know why we are the #1 Public Adjuster in Florida.

What are the Questions to Ask When Hiring a Public Adjuster in Florida?

Looking for a checklist of questions you should be asking your adjuster? We’ve got you covered.

Just Call 305-542-5999

 

Past references

Any experienced public adjuster should be able to give you past client references for you to peruse. The inability to do so might be a red flag, and you shouldn’t be too keen on choosing them.

Types of claims handled

There are several claim handling domains, and based on the niche, you might want a specific type of claim adjuster. It is important to find out if they are compatible with your requirements.

Company licensing validity

It is perhaps one of the most overlooked factors when it comes to choosing a public adjuster. Make sure that you can check and verify their license before you hire them.

Relevant: Mistakes to Avoid When Hiring a Water Damage Adjuster in Florida

Handling business interruption claims

There is an unprecedented disruption of business due to the COVID-19 crisis. So, this is a critical part of your decision making. Check if your public adjuster can handle these types of claims as well.

Point of communication

Experienced public adjusters have one point of contact throughout the engagement. Clients find it much more comfortable to talk to a single person. 

Insurance claims are areas that require considerable expertise and execution. It is something that the average person is not able to handle at higher levels. With Florida Public Adjusting, you leave all the work and stress in our capable hands. We guarantee that you will get the recompense that you deserve. 

Just Call 305-542-5999