Public adjusters are professionals who represent you, the policyholder. They can help you get a better insurance settlement in a fraction of the time, saving you money and simplifying your claim process.
A public adjuster is an insurance professional who represents you, the policyholder
A public adjuster is an insurance professional who represents you, the policyholder. The public adjuster works on behalf of the insured to file claims against an insurer for damages caused by a covered loss or injury.
Public adjusters are independent contractors and not employees of any company or organization. Public adjusters do not represent anyone but themselves; they are not tied to any particular carrier or organization, even if they have worked there previously.
A public adjuster can help you get a better insurance settlement in a fraction of the time
A public adjuster is like an advocate for your rights and interests.
They will do everything in their power to ensure that you receive the maximum possible compensation for your loss, whether it is from an insurance company or not.
Public adjusters are paid on commission, so they only work with clients that have been approved by their agency or company as having been properly compensated for their loss.
If they don’t think your claim has been properly handled by an insurer, they can refer it back to them so that they can investigate further and make sure everything has been done correctly before submitting any paperwork concerning payment methods (such as check or credit card).
Insurance companies put their interests first, not yours. An insurance company will always have its adjusters on staff to settle your claim for as little and as quickly as possible
Insurance companies are for-profit businesses. They’re here to make money, and they will always put your interests first—not theirs.
In the event of an accident or loss, an insurance company will typically have an in-house adjuster who settles claims for as little as possible and as quickly as possible.
This is because insurance companies typically don’t want to pay out more than they have to, especially if the claim is small enough that settling it doesn’t cost much more than paying a settlement fee upfront (which is often less than $5).
Insurance companies also try very hard not to prolong any process unnecessarily; this means that if you have questions about your claim or need assistance from us after we’ve already been assigned as your representative by our clients’ carriers/insurers (i.e., Progressive), then please contact us directly before contacting them directly!
When disaster strikes and you need to file a claim, your policyholder is an invaluable ally in helping you settle your claim fairly and quickly
When disaster strikes and you need to file a claim, your policyholder is an invaluable ally in helping you settle your claim fairly and quickly. Here are some tips for making sure that happens:
Make sure that your policy has been transmitted to the insurance company. If it hasn’t been sent yet, call them immediately! The sooner they receive it from you, the faster they can process claims like yours.
Talk with an adjuster or agent who specializes in public adjusters (also called private adjusters).
This person has experience working with homeowners’ policies so he or she knows exactly how these policies work—and what makes them unique. He or she will be able to answer any questions about this type of coverage before signing off on any paperwork related to filing a claim against one!
For example, an insurance claim for $10,000 would total more than $13,000 with a 30 percent contingency fee
A contingency fee is a percentage of the amount awarded to an insured, while a percentage fee is simply a flat amount paid regardless of how much money you receive.
If your public adjuster takes 30 percent of the claim, then this means that for every dollar that you receive from your insurance company after all expenses have been paid by them (the administrative costs), they pay themselves another dollar.
The purpose of this arrangement is to ensure that the public adjuster will stay on top of their game and provide excellent customer service throughout their assignment.
Public Adjusters are paid by the insured
You may have heard that public adjusters are paid by the insurer. The public adjuster serves you and no one else. Public adjusters are paid by you, not the insurer, who can choose not to pay them at all.
Public adjusters receive contingency fees from their clients based on a negotiated fee schedule agreed upon before any investigation or claim takes place.
If your claim is denied by an insurance company, it will not affect your payment from the public adjuster unless they were part of your team when making their decision-making process.
A public adjuster works only for you and no one else during the entire claims process
When you hire a public adjuster, he or she works for you only.
A public adjuster does not work for the insurance company that is billing you for damages caused by the accident.
A public adjuster also does not get paid until your claim is finalized and approved, which can take several weeks or months depending on how complex it is.
If the public adjuster does not get any money from the insurer then it means you didn’t get any money either
Public adjusters represent their clients and work for them, so if your public adjuster doesn’t get paid by the insurance company then neither will you!
Public adjusters are experts in helping people get better settlements than they would have otherwise received.
They know that no one knows what happened more than someone who has been through an accident or injury; this gives them access to information that can help settle cases faster and cheaper than most other types of lawyers would be able to do on their own.
