On May 5, 2025, Palm Beach County was hit with one of the most intense hailstorms in recent years. Residents in areas like Lake Worth, Wellington, and Boynton Beach reported quarter- to golf ball-sized hail, with powerful winds gusting up to 52 mph. The storm left behind a trail of destruction, from shattered windows and dented cars to torn roofs and downed power lines. As the cleanup begins, homeowners are now left to deal with a more complex challenge—filing a roof hail damage insurance claim.

While hail may seem like a temporary inconvenience, the damage it causes—especially to roofs—can be significant and long-lasting. The sad reality is that many insurance companies attempt to minimize payouts or deny claims altogether, leaving property owners with massive repair bills. This is where Florida Public Adjusting becomes an invaluable ally.

What Is a Roof Hail Damage Insurance Claim?

A roof hail damage insurance claim is the process of requesting financial compensation from your insurance provider for repairs or replacement needed after a hailstorm. Florida’s roofing materials—whether tile, shingle, or flat—are particularly vulnerable to hail. Damage might include:

• Cracked or bruised shingles

• Granule loss, leading to premature wear

• Compromised waterproofing membranes

• Leaks that develop weeks or months after the storm

• Structural weakening over time

What makes these claims tricky is that not all hail damage is immediately visible. That’s why insurance adjusters—especially those sent by your insurer—may overlook or underreport the extent of the issue. As a result, countless homeowners across Florida receive lowball settlement offers that don’t even come close to covering actual repair costs.

Why Florida Public Adjusting Is the Clear Choice

At Florida Public Adjusting, we represent you, not the insurance company. Our team of licensed, experienced public adjusters specializes in roof hail damage insurance claims. With decades of combined experience in Florida’s unique weather and building conditions, we understand exactly how hail affects different roofing systems—and how insurance companies often try to undercut legitimate claims.

Here’s how Florida Public Adjusting supports homeowners from day one:

• Thorough, no-cost inspections to identify every instance of damage

• Detailed photo and video documentation to build a strong claim

• Accurate repair estimates that reflect real costs, not insurance shortcuts

• Aggressive negotiation with the insurance company to secure maximum payouts

• Zero upfront cost – we only get paid if you do

Whether your claim was denied, underpaid, or hasn’t been filed yet, we’re prepared to step in and get you the results you deserve.

The Hidden Costs of Underpaid Claims

Underpaid claims are unfortunately common in Florida—especially after widespread events like the May 2025 Palm Beach hailstorm. Insurance companies often label the damage as “cosmetic” or “pre-existing,” offering minimal coverage or none at all. But what may seem like a few missing shingles can lead to:

• Water infiltration and interior damage

• Mold growth in attic spaces

• Reduced energy efficiency due to compromised insulation

• Long-term structural weakening

By trusting Florida Public Adjusting, you get more than a claim representative—you gain a strategic advocate who understands the tactics insurers use and knows how to counter them effectively.

Act Fast—Deadlines Matter

Under Florida law, there are strict time limits for filing or reopening a roof hail damage insurance claim. Many homeowners miss out simply because they didn’t act quickly enough. Even if you’ve already received a payment from your insurance company, you may still be eligible to dispute it or supplement your claim—especially if new issues arise.

Our team is ready to step in at any point in the process to ensure no detail is missed and no dollar is left on the table.

Protect Your Home and Your Wallet

Your roof is your first line of defense against Florida’s unpredictable weather. Hail damage—if left unaddressed—can compromise the safety, value, and comfort of your home. Don’t wait until the next storm hits or your ceiling starts leaking.

Florida Public Adjusting is here to make sure your roof hail damage insurance claim is handled correctly, thoroughly, and professionally. Let us deal with the paperwork, inspections, and negotiations while you focus on getting life back to normal.