The effects of property damage can go beyond the destruction of a home. It can lead to a severe financial distress, which may then lead to stress, illness, and depression. It can also increase the risk of bankruptcy, which may affect your credit score. As it drags your scores down, you also lose access to a quality mortgage.
When it comes to property damage, especially in times of disasters, it pays to have an insurance policy. But even filing a claim can be both tedious and stressful.
You can make it hassle-free with a public adjuster in Fort Lauderdale.
Here’s an Overview of What We Do
Who is a public adjuster in Fort Lauderdale? We specialize in helping insurance policyholders, making sure they get what they need and deserve their claim.
Insurance companies are doing a business, and as such, they try their best to minimize their cash outflow including questioning the value of your claim. They hire professional appraisers and adjusters in the hopes of giving you, their client, something lower than what you desire.
Is it legal? Yes. But it always leaves you settling for less. We are, therefore, here to level the playing field and become your advocate.
How We Assist Our Clients
As your public adjuster in Fort Lauderdale, we have only one goal, and that is to prove to the insurance company that your claim is just and valid.
With this in mind, we perform highly essential tasks. The first one is policy evaluation. In this process, we determine the merits of your policy. We look into the fine print, especially the terms and conditions. We also refer these terms to the state and federal laws. Our objective here is to create an airtight argument and look for conditions that can justify your claim.
We then do a claim assessment. We figure out whether your claim is right. Does it fit the terms and conditions of your policy? Is it within the confines of the law? Is it enough?
In line with this, we perform a property appraisal. Simply put, we determine the value of the home and the potential cost of the damage. This is important since it is one of the bases of your claim. Further, an appraisal gives you an idea of the significance of having the right claim.
All throughout the process, we are here for representation. We guide and help you as you negotiate and bring your claims to the insurance company.
The claims process can be a cause of anxiety, but it doesn’t have to be that way. Work with a public adjuster in Fort Lauderdale with FLAPA – public adjuster Florida.