You’re probably here to get some answers about
. By some unfortunate luck, your property–whether residential or business–has just recently suffered the consequences of the latest wrath of the elements. Maybe your basement has been flooded, or maybe your pipes have burst due to the flow of water. Either way, you’ve come to the right place because we’re here to answer some of the common questions that property owners like you have to ask about the water damage claim.
Preparing the information that you need to prepare to claim for water damage
Your claim should be able to cover your property’s restoration project. However, before we can get to that, you need to prepare the following information to get started:
- Policyholder information
This includes your personal details as well as that of your property’s
- Description of loss
This includes details about the extent of the damage on your property
- Authority notification (if applicable)
Assessing the damage
Naturally, before reporting the damage on your property, you need to check out the extent of the damage for yourself first. Survey the area and note any or all of the damages that you think might be covered in your insurance.
- Wear and tear on properties due to heavy winds and water
- Leaks or any damages on your pipes
The good news is that these and anything that can be linked to these is typically covered by your insurance. However, your insurance may not be so willing to fork over the amount of money that you need. This then leaves you to take the necessary steps in ensuring the maximum amount for your claims. One such solid step that you can take is to hire your own adjuster. Find out more about this in the next section to learn how you can cover all bases to get the most out of your water damage claim.
Calling a public adjuster
In your panic, you might think of calling your insurance first to have their adjuster visit your place and give a quotation. But don’t do that just yet–call a public adjuster first.
A public adjuster will be your advocate in your water damage insurance claim. He or she will make sure that you get the most out of the deal, and that you are given the amount that is rightfully due to you. Among the various types of adjusters, public adjusters are the only ones who can legally represent you during the entirety of your claims process.
Here at Florida Public Adjusting, we’ll represent you to make sure that you get the most out of your insurance policy. With our help, we will negotiate for the best possible deal for you, plus be with you in every step of the way when you make your water damage insurance claim.
How public adjusters can help you?
As mentioned earlier, the role of a public adjuster is to look out for your best interest and make sure that you get the most out of your insurance policy. To illustrate it better, let’s explore how we stack up against insurance company adjusters.
Florida Public Adjusting (Public Adjusters) vs. Insurance company adjusters
First of all, the roles of adjusters are to watch out for their clients’ best interests. This means that while we look out for you and the public, insurance company adjusters will lobby the interest of the insurance company.
One tough pill to swallow is that most insurance companies often try to reduce the amount that they rightfully owe to their clients. Especially in collective damages such as calamities where there are plenty who will claim for water damage, they will try to maneuver their way out of honest payouts for sure. In short, insurance company adjusters can be biased to their clients and give you a lesser estimate than what is due to you.
Public adjusters, on the other hand, can assist you with the following:
- Provide an unbiased assessment of the damage based on government standards
- Share our expertise in insurance claims processes by negotiating on your behalf
- Consult with building engineers and contractors to get an idea of the remediation costs
We do all these and more here at Florida Public Adjusting. We understand just how daunting it can be to start and see your insurance claims through, and we’re here to offer our experience and expertise. We’ll file your findings and get you the best possible deal out of your policy so that you can get back on your feet right away.
Contact us for a free inspection now
Navigating insurance claims for water damage is no easy feat, but Florida Public Adjusting is here to walk you through every step in the process. To get your free inspection, call us now at 305-542-5999.